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Fast, flexible loans from £100 - £5000

Simply, select your loan amount to begin

Life can catch you off guard.
That's why we offer quick¹ cash online with no fees - so no surprises.

Representative 1261% APR

Representative APR 1261%: Representative Example: Amount of credit £200 borrowed for 28 days. Interest: £40.20. Interest rate: 262% per annum (fixed). Representative APR: 1261%. Total amount payable: £240.20.

Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk

We are an FCA licenced Credit Broker and not a lender!

3 simple steps to applying

1

Complete our 2 minute form

Fill out our quick form online¹. This should take no more than 2 minutes.

2

We Will Match You With A Lender

You will get your decision in around 30 seconds.

3

Review Your Loan Offer

Once you receive your quote, complete the final step to transfer money

What can a cash loan do for you?

All credit histories

We work with lenders who specialise in quick loans to suit all credit types

Absolutely no fees, ever

Our loan broker service is available 24/7, and is 100% FREE – no fees ever

No obligation loan quote

You are under no obligation to commit to your loan offer

Start application

How we compare

How much can new customers borrow?
Up to £5000
No fees, ever!
What are the repayment terms?
1 to 36 Months
No paperwork
Approximate monthly cost of borrowing £100
£13
No obligation quote
Percentage of people offered financial help
92%
Instant offer
Can I repay in installments
Yes
Flexible repayment
Do we credit check?*
No
No credit footprint

* Once approved, your cash may be sent within 15 minutes. The time that it takes for the cash to be received in your account will depend on your bank’s policies and procedures.

We want our customers to feel satisfied when applying for a short term loan through us.

With one simple application, you can be matched with a loan quote in seconds. We work with reputable lenders to give you the best chance of getting the loan you deserve

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Join over 400,000 customers we've helped since 2012

We want our customers to feel satisfied when applying for a short term loan through us.

No hidden fees

We provide transparent and fair loans with no surprises - that's why our service is 100% free.

Smarter borrowing

With one simple application, you can be matched with a loan quote in seconds. We work with reputable lenders to give you the best chance of getting the loan you deserve

You're in safe hands

Led by a team with a huge amount of experience in lending, we really believe that people should be able to access loans that are affordable, despite their circumstances, and this belief is at the heart of everything we do.




Start my application

Fast, flexible loans from £100 - £5000

Simply, select your loan amount to begin

Despite making every effort to budget for your settlement, most lenders understand that problems can occur. Most lenders have the facilities in place to set up restructuring plans to help you, and whilst this may incur additional charges or interest, it is much better than ignoring the requests. Whilst every lender has different policies, every month that you fail to settle may result in the true cost of your solution growing hugely due to the additional fees involved. A restructuring plan means that these fees stop, and bar the interest, you only owe the outstanding balance.

You must contact your lender directly at the earliest sign of financial difficulties. Ongoing complications means that not only do you incur more charges and interest, but the lenders have no option to pass your details on to collection agencies, which can be even more stressful.

If your situation is passed to a debt collection agency, providers can send the details to a credit reference organisation. This means that a note is put on your credit report of the problem, so that future creditors get a better understanding of your ability to settle credit agreements. All lenders have different policies regarding credit reports, so please read the terms and conditions of your chosen provider carefully. Such notes can stay on your credit file for up to 6 years, so please make every effort to meet your repayment before accepting your proposal.

With some lenders, by meeting your repayment on time, a positive note will reflect on your credit file - this means that you have a better chance of obtaining future credit.

iCashAdvance.co.uk do NOT recommend renewing your agreement, as it is intended for one-off emergencies. If you feel you have budgeted your finances sufficiently to extend, then you must contact your provider as soon as possible. Please consider though that this may incur an additional charge - please check with your lender.

We work hard to ensure we don't partner with providers that have automatic renewal policies in place, as we feel this is not appropriate. Once we have directed you to a lender, we urge you to check the terms and conditions carefully, to ensure that this is not in place. If it is, you can request the cancellation of the renewal, but you must remember to do so. Failure will result in a further agreement and associated interest and charges, that you don't really need.

We only work with a select number of lenders and brokers who are carefully vetted. Most of the lenders on our panel are generally a member of a trade body or association and asked to comply with an ethical code of practice that subscribes to responsible lending.